Checking
Our account services are designed with you in mind and can be customized to fit your financial needs. We are here to keep your assets secure and accessible.
Find The Account That's Right For You
With several checking accounts to choose from, American Bank has options for everyone. Open a checking account today with our online application.
Select Freedom
Our totally free checking account is our most basic account that has no hassles or monthly service fees.
Rewards
This is our most popular account for a reason! Earn our highest interest while only meeting a few simple requirements.
American Gold
This account offers a higher rate of interest for high balances, paper statements, free box of exclusive checks, and no fees.
Compare Checking Accounts
See which account would best fit your lifestyle with our checking account calculator!
There for you, wherever you are
Manage your daily banking and financial health right from your fingertips. We offer digital tools to give you the flexibility and freedom to easily manage your finances.
- Mobile Check Deposits from Anywhere
- Free Access to your Credit Score
- Fast and Simple Bill Pay
- Create Budgets and Set Goals with Money Management
Debit Cards
Simplified banking for busy lifestyles. Using our debit card gives you 24/7 access to the funds in your checking account.
You can even instantly add your card to Apple Pay, Samsung Pay, or Google Pay!


Spirit Club
Join the Spirit Club to get benefits ranging from free checks to discounted travel opportunities.
- Checking account with no minimum balance, unlimited check writing, and no monthly service fee*
- Free American Spirit Club personalized checks**
- Discount on annual safe deposit box rental
- Monthly Club Newsletter
- Discounted Travel Opportunities
- Special Travel Coordinators for all trips