Home Mortgage

Whether you are purchasing your first home, refinancing your existing home loan, or buying a home for the next stage of life, American Bank will be there to help you move forward with confidence.

Loan Programs

Our home loan experts are ready to assist you every step of the way, from application to loan signing. With our wide range of home mortgage options, you have the ability to transform your house into a home.

Dream to Build

We don’t know how to actually build a house, but we do know the construction loan process. Our Dream to Build program was designed with you in mind - streamlining the process of building your dream home. Four simple phases and you’re done!

Home Purchase

We offer a few different programs to help you get into your new house. Whether it’s your first home or you just like to move, we got you!


Same house, lower payment. Refinancing your home is easy peasy. Lower your interest rate or shorten the number of monthly payments, let our experts do the work for you.

Home Purchase

One of the most important purchases of your life, do it with our team of experienced lenders.

Home Refinance

Refinance your home and save money by lowering your mortgage interest rates.

Home Construction

Lay a solid foundation for your dream home, we’ll help you every step of the way.

Mortgage Calculator

Want to see how much you can afford? Punch in some numbers and voila!

APY* as of 05/07/2021

Type Origination Fee Interest Rate APR* Monthly Payment*
30 Year Residential 0.5% 2.625% 2.853% $413.70
20 Year Residential 0.5% 2.500% 2.824% $545.80
15 Year Residential 0.5% 2.000% 2.118% $643.51
10 Year Residential 0.5% 2.000% 2.174% $920.13