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Home Mortgage

Whether you are purchasing your first home, refinancing your existing home loan, or buying a home for the next stage of life, American Bank will be there to help you move forward with confidence.

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Loan Programs

Our home loan experts are ready to assist you every step of the way, from application to loan signing. With our wide range of home mortgage options, you have the ability to transform your house into a home.

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Home Purchase

One of the most important purchases of your life, do it with our team of experienced lenders.
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Home Refinance

Refinance your home and save money by lowering your mortgage interest rates.
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Home Construction

Lay a solid foundation for your dream home, we’ll help you every step of the way.
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Mortgage Calculator

Want to see how much you can afford? Punch in some numbers and voila!

Mortgage Calculators

APY* as of 10/30/2025

30 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 6.125% 6.177% $1,822.83
$200,000 0.5% 5.875% 5.928% $1,183.08
$100,000 0.5% 5.750% 5.824% $583.63
 

20 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 5.875% 5.944% $2,127.72
$200,000 0.5% 5.875% 5.946% $1,418.48
$100,000 0.5% 5.750% 5.850% $702.15

15 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$300,000 0.5% 5.500% 5.586% $2,127.72
$200,000 0.5% 5.500% 5.589% $1,634.17
$100,000 0.5% 5.375% 5.499% $810.53

10 Year Fixed Rates
Loan Amount Origination Fee Interest Rate APR* Monthly Payment*
$100,000 0.5% 5.375% 5.552% $1,079.71