Long Term Care
Most Americans live longer lives thanks to the advancements in preventative care. A long-term care policy can help cover the costs of many services.
Types of Services:
- Nursing home coverage
- Assisted living facility coverage
- Adult day care center coverage
- Home health care coverage
- Personal care coverage
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Most policies pay a daily maximum benefit and a lifetime maximum benefit. Actual benefits are chosen at the time the policy is purchased. The daily maximum benefit for most long-term care insurance policies is usually less than the cost of one average day of long-term-care service. A complete legal description of the contractual provisions and benefits which may vary is contained solely within the policy itself.
